Author: Christine Caranyagan

Christine Caranyagan, Licensed Financial Advisor Sun Life of Canada Philippines, Inc. My mission is to help fellow Filipino people to achieve lifetime financial security. If you want to learn more about financial planning, I conduct it for FREE. Our office is located at 15F Frabelle Business Center 111 Rada Street, Legaspi Village Makati City. Or you can just reach me thru this number: 0935 7368 619 or email me at christine.r.caranyagan@sunlife.com to set an appointment. It will be my pleasure to be your Financial Advisor for Life.

SUN Senior Care: Insurance for the Filipino Senior Citizens

SUN Senior Care plan is specifically designed for senior citizens who are considered the underserved market when it comes to acquiring insurance. It is either they cannot already apply for one because of their age, or they really can’t find a plan suitable for their needs. Therefore, I got a good news for you! Just today, … Continue reading “SUN Senior Care: Insurance for the Filipino Senior Citizens”

8 Effective Ways on How to Build Your Future – #BYF2018

Build Your Future event by Mr. Randell Tiongson was just one of the best conference I’ve attended this year of 2018. Together with my high school barkada, we listened intently to the great speakers and I can really say that my Php 500 (with a free book) was worth all the money and effort. View this post on … Continue reading “8 Effective Ways on How to Build Your Future – #BYF2018”

8 Simple (But Important!) Things To Remember About SSS Membership

SSS or Social Security System membership has been part of the adulting stage especially when you start to apply for a job.  This provides assurance of social protection from the government that covers worker in the private sector, a self-employed or a voluntary member, or as an Overseas Filipino Worker (OFW) through their TWO programs namely: >  The … Continue reading “8 Simple (But Important!) Things To Remember About SSS Membership”

VUL FAQS: Other Things You Need To Know Before Getting a VUL Plan

VUL FAQS are frequently asked questions about VUL that will surely help you get to know more how VUL works and how it can help you achieve some of your life goals in life. Here are the other things you need to know more about Sun Life VUL insurance plan. VUL FAQS Part I. Basic … Continue reading “VUL FAQS: Other Things You Need To Know Before Getting a VUL Plan”

Education Fund – How To Start Saving For Your Child’s Future

Education is probably one of the greatest legacies we can give to our children.  It requires a lot of hard work and money just to make sure they will have the right foundation so they can fulfill what they aspire for in the future. Along with this legacy is also a challenge how to have … Continue reading “Education Fund – How To Start Saving For Your Child’s Future”

Insurance or Investment: What Should I Get First?

Many individuals are getting confused whether to get insurance first or investment where their money can have a sustainable return. Let’s take a look at the picture below: This is a financial planning pyramid which contains 3 levels that can be a guide in building our financial wealth. It’s important for us to follow a … Continue reading “Insurance or Investment: What Should I Get First?”

8 Reasons Why VUL Plan Is an Ideal Start Up to Financial Security

First of, what is a VUL? VUL basically stands for Variable Universal Life. This is a kind of plan in the Philippines that offers insurance with an investment component that you can use sometime in the future. Getting a VUL insurance plan is just one of many other ways that you can do to achieve … Continue reading “8 Reasons Why VUL Plan Is an Ideal Start Up to Financial Security”

Choosing VUL Funds with Sun Life

Confused in which fund you want your money get invested? Here’s a quick overview of their definition and how it is invested. Bond Fund These are fixed-income instruments that give minimal risk of losing your money. Money is invested primarily in bonds such as treasury notes issued by the Philippine government and commercial papers issued … Continue reading “Choosing VUL Funds with Sun Life”

MUTUAL FUND 102: 3 Ways to Add More Funds to your Sun Life Mutual Fund Account

Investing in mutual fund takes a lot of courage because you face some risks of losing your hard earned money. We all know our stock market is very volatile and do not offer fixed interests. But if you are determined and committed to achieving financial freedom in the future, meaning you have long-term goals, then … Continue reading “MUTUAL FUND 102: 3 Ways to Add More Funds to your Sun Life Mutual Fund Account”