SUN Cancer Care | Sun Life’s Newest Health Insurance Product 2020

SUN Cancer Care is a participating whole life cancer insurance plan that accumulates cash values and earns dividends while providing coverage until age 100. 

Globally, cancer is one of the leading causes of death. According to the World Health Organization (WHO), in 2018, the estimated number of incident cases of cancer is about 18 million and there were 9.5 million estimated number of deaths. And this is still expected to grow significantly in the coming years. That’s why the need for financial protection against cancer was recognized by Sun Life.

I’m pleased to share with you all our newest specialized health protection solution — SUN Cancer Care.

As we celebrate our 125^th anniversary, we remain true to our mission and continue to look into more product solutions that would be of significant value to the ever changing needs of our clients. 

Why SUN Cancer Care?

Getting a critical illness can affect if not all, most of our aspects in our lives. It can affect us physically, emotionally, mentally, and most of all, financially especially if we haven’t prepared for it.

Nowadays, due to the advances in our technology, the survival from a critical illness like cancer is already possible. But this always comes with a high price.

We may have HMO plans and government-initiated programs and benefits, but having them alone may still not be enough to support one’s cancer-related medical needs as private hospitals can charge even more.

That’s why we’ve come up with SUN Cancer Care to ease the financial burden of fighting cancer.

What is SUN Cancer Care?

SUN Cancer Care is a participating, limited-pay (5-Pay, 10-Pay, 15-Pay, 20-Pay) level premium, whole life cancer insurance product that provides the combined benefit of savings and health protection against the financial drawbacks from battling cancer at the time of diagnosis, during treatment and up until recovery.

Prevention

Similar to SUN Fit and Well and SUN Senior Care, SUN Cancer Care provides access to the GoWell wellness program that will allow one to pursue a healthy lifestyle and prevent illnesses. 

SUN Cancer Care clients must sign-up at //bit.ly/gowellSFW to become a GoWell Gold Member and enjoy the following benefits:

Diagnosis

• Minor Cancer Benefit – when diagnosed with any of the covered Minor Cancer Conditions, client will be given 20% of the original face amount up to 1Million
• Major Cancer Benefit – when diagnosed (while living) with any of the covered Major Cancer Conditions, lump sum benefit of 100% of the Original Face Amount will be given to the client.
• Surgical Excision of Benign Tumor Benefit – additional one-time benefit equal to 5% of the Original Face Amount will be provided upon surgical excision of any covered benign tumor that was first diagnosed while the policy is in-force.

Treatment and Rehabilitation

• Treatment Support Benefit – additional monthly cash benefit equal to 5% of the Original Face Amount, which will be given for 12 succeeding months while the insured is living. This will be given starting one month after the approval of the Major Cancer Benefit claim.

Other Benefits

• Life Insurance Benefit
• Compassionate Death Benefit – remaining treatment support benefits to be paid will be given to the family
• Guaranteed Cash Value – money also comes in handy via loan against the policy’s cash value.
• Special Paid-Up Bonus/Dividend earnings – the plan earns non-guaranteed dividends which you may choose to leave with Sun Life to accumulate or receive in cash.

In summary:

• SUN Cancer Care has been designed to provide financial protection against cancer and, at the same time, promote healthier lifestyle.
• It provides a holistic approach in battling the BIG C from Prevention, Diagnosis, Treatment up to Rehabilitation.
• SUN Cancer Care offers a savings component thru guaranteed cash values and non-guaranteed bonuses and dividends which you can use in the future.
• SUN Cancer Care also helps secure the future of families – either through the compassionate death benefit should the untimely passing of the client be due to cancer, or via the death benefit if due to other causes.

So give yourself a gift today. Start protecting yourself and your family financially from the Big C!

In summary:

• SUN Cancer Care has been designed to provide financial protection against cancer and, at the same time, promote healthier lifestyle.
• It provides a holistic approach in battling the BIG C from Prevention, Diagnosis, Treatment up to Rehabilitation.
• SUN Cancer Care offers a savings component thru guaranteed cash values and non-guaranteed bonuses and dividends which you can use in the future.
• SUN Cancer Care also helps secure the future of families – either through the compassionate death benefit should the untimely passing of the client be due to cancer, or via the death benefit if due to other causes.

So give yourself a gift today. Start protecting yourself and your family financially from the Big C!

Christine Caranyagan

Christine Caranyagan is a Certified Investment Solicitor (CIS), Associate Wealth Planner (AWP), Estate Planner (AEPP), and Agency Leader of the Philippines (AALP). She’s a 2019-2020 Macaulay Club Awardee, and a 5x Medallion Qualifier as a Licensed Financial Advisor.

Her mission is to help fellow Filipino people achieve lifetime financial security & healthier lives.

If you want to learn more about financial planning, you can contact her thru her personal contact number 0935 7368 619, or send her a message here.